[
  {
    "Issuer": "N26 Standard",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1.7%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Virtuelle Karte kostenlos, physische Karte optional fuer 10 EUR einmalig.",
    "image": "img/n26.png",
    "link": "https://n26.com/de-de/konten-vergleichen"
  },
  {
    "Issuer": "N26 Smart",
    "scheme": "mastercard",
    "yearlyFee": 58.8,
    "withChecking": true,
    "applepay": true,
    "googlepay": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1.7%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Erste physische Karte kostenlos (zusaetzliche physische Karte 10 EUR).",
    "image": "img/n26.png",
    "link": "https://n26.com/de-de/konten-vergleichen"
  },
  {
    "Issuer": "N26 Go",
    "scheme": "mastercard",
    "yearlyFee": 118.8,
    "withChecking": true,
    "applepay": true,
    "googlepay": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiseversicherung</span>, erste physische Karte kostenlos (zusaetzliche physische Karte 10 EUR).",
    "image": "img/n26you.png",
    "link": "https://n26.com/de-de/konten-vergleichen"
  },
  {
    "Issuer": "N26 Metal",
    "scheme": "mastercard",
    "yearlyFee": 202.8,
    "withChecking": true,
    "applepay": true,
    "googlepay": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiseversicherung, Handy- und Einkaufsversicherung</span>, erste physische Metallkarte inklusive.",
    "image": "img/n26metal.png",
    "link": "https://n26.com/de-de/konten-vergleichen"
  },
  {
    "Issuer": "easybank Visa",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "applepay": true,
    "googlepay": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Teilzahlung moeglich; 100%-Ausgleich fuer 2 EUR/Monat einstellbar. Bargeldabhebungen werden ab Buchungstag verzinst.",
    "image": "/img/easybank-visa.png",
    "adlink": "//financeads.net/tc.php?t=39323C14332500T",
    "link": "https://www.easybank.de/easybank-de/kreditkarten/"
  },
  {
    "Issuer": "easybank Eurowings Classic",
    "scheme": "visa",
    "yearlyFee": 29,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "4%, mind 5.95EUR",
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1,99 %",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,99 %",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "Teilzahlung moeglich, <span class='text-success'> Benefits auf EW Fluegen</span>, Reiserücktritt- und Abbruch",
    "image": "/img/easybank-eurowings-classic.png",
    "adlink": "//financeads.net/tc.php?t=39323C14316358T",
    "link": "https://www.easybank.de/easybank-de/kreditkarten/eurowings-kreditkarte-classic"
  },
  {
    "Issuer": "easybank Eurowings Premium",
    "scheme": "visa",
    "yearlyFee": 99,
    "withChecking": false,
    "offlinepin": true,
    "applepay": true,
    "googlepay": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "4%, mind 5.95EUR",
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "Teilzahlung moeglich, <span class='text-success'>Benefits auf EW Fluegen, Mietwagenvollkasko und Krankenversicherung, Reiserücktritt</span> - bei Karteneinsatz",
    "image": "/img/easybank-eurowings-premium.png",
    "adlink": "//financeads.net/tc.php?t=39323C14316304B",
    "link": "https://www.easybank.de/easybank-de/kreditkarten/eurowings-kreditkarte-premium"
  },
  {
    "Issuer": "easybank Gold Visa",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 59,
    "withChecking": false,
    "offlinepin": true,
    "applepay": true,
    "googlepay": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1.99%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.99%",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "Teilzahlung moeglich zu 18,38%/Jahr, <span class='text-success'> Reiseabbruch und Reiserücktritt bei Karteneinsatz, Krankenversicherung</span>",
    "image": "/img/easybank-gold.png",
    "adlink": "//financeads.net/tc.php?t=39323C14313528T",
    "link": "https://www.easybank.de/easybank-de/kreditkarten/kreditkarte-gold"
  },
  {
    "Issuer": "easybank Platinum Double",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 99,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Teilzahlung moeglich zu 18,38%/Jahr, <span class='text-success'> Mietwagenvollkasko bei Karteneinsatz, Reiseabbruch-, Rücktritt- und Krankenversicherung</span>",
    "image": "/img/easybank-platinum.png",
    "adlink": "//financeads.net/tc.php?t=39323C14313523T",
    "link": "https://www.easybank.de/easybank-de/kreditkarten/kreditkarte-platinum"
  },
  {
    "Issuer": "consorsbank Visa Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": false,
    "applepay": true,
    "googlepay": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "2,10%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2,10 %",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Optionale girocard kostenlos, <span class='text-warning'>Abhebungen erst ab 50€</span>",
    "image": "/img/consorsbank-visa-debit.webp",
    "link": "https://www.consorsbank.de/ev/Girokonto/-/Girokonto"
  },
  {
    "Issuer": "Hanseatic Bank GenialCard",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "3.95 Euro",
    "fees_atm_eur": "gebührenfrei **",
    "fees_atm_foreign": "gebührenfrei **",
    "fees_pos_eur": "gebührenfrei *",
    "fees_pos_foreign": "gebührenfrei *",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Teilzahlung moeglich zu eff. 18,18% Zinsen, Vollausgleich per App einstellbar, mit Offline-PIN.",
    "legalnotes": " *Beim Karteneinsatz in Casinobetrieben, Lotteriegesellschaften und Wettbüros sowie bei der Nutzung von Wertpapierhandelsplattformen, dem Einsatz bei Finanzinstituten, der Ausführung eines Geldtransfers und dem Kauf von Kryptowährungen fallen Gebühren an. Diese kannst du dem Konditionenverzeichnis entnehmen. **Bei Geldabhebungen gilt: Der Betreiber von Geldautomaten können eigene Gebühren erheben",
    "image": "img/hanseatic_genial.png",
    "adlink": "//financeads.net/tc.php?t=39323C32816509T",
    "link": "https://www.hanseaticbank.de/kreditkarte/genialcard"
  },
  {
    "Issuer": "Hanseatic Bank GoldCard",
    "scheme": "visa",
    "yearlyFee": 58.8,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "gebührenfrei **",
    "fees_atm_eur": "gebührenfrei **",
    "fees_atm_foreign": "gebührenfrei **",
    "fees_pos_eur": "gebührenfrei *",
    "fees_pos_foreign": "gebührenfrei *",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Teilzahlung möglich zu 18,40% Zinsen, Vollausgleich per App einstellbar, <span class='text-success'>Reiseversicherungen teils bei Karteneinsatz</span>",
    "legalnotes": "*Beim Karteneinsatz in Casinobetrieben, Lotteriegesellschaften und Wettbüros sowie bei der Nutzung von Wertpapierhandelsplattformen, dem Einsatz bei Finanzinstituten, der Ausführung eines Geldtransfers und dem Kauf von Kryptowährungen fallen Gebühren an. Diese kannst du dem Konditionenverzeichnis entnehmen.​ **Bei Geldabhebungen gilt: Betreiber von Geldautomaten können eigene Gebühren erheben",
    "image": "img/hanseatic_gold.png",
    "adlink": "//financeads.net/tc.php?t=39323C32824680T",
    "link": "https://www.hanseaticbank.de/kreditkarte/goldcard"
  },
  {
    "Issuer": "Revolut Card",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Wechselkurs ohne Aufschlag bis 1.000 EUR/Monat, am Wochenende 1%.",
    "image": "/img/revolutvisa.png",
    "adlink": "//revolut.ngih.net/c/2025513/584909/9626",
    "link": "https://www.revolut.com/en-DE/legal/standard-fees/"
  },
  {
    "Issuer": "Revolut Plus",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 35.88,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0.5,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiseversicherung: Storno (5.000€), Abbruch (5.000€), Verspätung (ab 8h, bis 500€), Gepäck (1.000€), Dokumente (500€), Gesundheit (10 Mio.€), Haftpflicht (1 Mio.€), Sport (200€ + Equipment 1.500€). Käuferschutz (1.000€), Rückerstattungsschutz (300€/600€), Eintrittskarten-Storno (1.000€).</span> Gilt bei Reisezahlung mit Premium. Wochenend-Aufschlag 0,5%.",
    "image": "/img/revolutvisa.png",
    "adlink": "//revolut.ngih.net/c/2025513/584909/9626",
    "link": "https://www.revolut.com/en-DE/legal/plus-fees/"
  },
  {
    "Issuer": "Revolut Ultra",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 720,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Ultra-Exklusiv: Stornierung beliebiger Grund (bis 2.500€/5.000€/Jahr, ab 25€, 30% Selbstbeteiligung), Stornierung nach Grund (bis 5.000€/Jahr, ab 51€, 50€ Selbstbeteiligung). Reiseversicherung: Storno (5.000€), Abbruch (5.000€), Verspätung (ab 4h), Gepäck (1.000€), Dokumente (500€), Gesundheit (10 Mio.€), Haftpflicht (1 Mio.€), Sport (200€ + Equipment 1.500€). Käuferschutz (10.000€), Rückerstattungsschutz (300€/600€), Eintrittskarten-Storno (1.000€).</span>",
    "image": "/img/revolutvisa.png",
    "adlink": "//revolut.ngih.net/c/2025513/584909/9626",
    "link": "https://www.revolut.com/en-DE/legal/ultra-fees/"
  },
  {
    "Issuer": "Revolut Premium MasterCard",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 82,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Unbegrenzter Umtausch ohne Wochenendaufschlag. <span class='text-success'>Reiseversicherung: Storno (5.000€), Abbruch (5.000€), Verspätung (ab 8h, bis 500€), Gepäck (1.000€), Dokumente (500€), Gesundheit (10 Mio.€), Haftpflicht (1 Mio.€), Sport (200€ + Equipment 1.500€). Käuferschutz (2.500€), Rückerstattungsschutz (300€/600€), Eintrittskarten-Storno (1.000€).</span>",
    "image": "/img/revolutpremium.png",
    "adlink": "//revolut.ngih.net/c/2025513/584909/9626",
    "link": "https://www.revolut.com/en-DE/legal/premium-fees/"
  },
  {
    "Issuer": "Revolut Metal MasterCard",
    "scheme": [
      "visa",
      "mastercard"
    ],
    "yearlyFee": 135,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "secure": false,
    "applepay": true,
    "googlepay": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Unbegrenzter Umtausch ohne Wochenendaufschlag. <span class='text-success'>Reiseversicherung: Storno (5.000€), Abbruch (5.000€), Verspätung (ab 8h, bis 500€), Gepäck (1.000€), Dokumente (500€), Gesundheit (10 Mio.€), Haftpflicht (1 Mio.€), Sport (200€ + Equipment 1.500€). Käuferschutz (10.000€), Rückerstattungsschutz (300€/600€), Eintrittskarten-Storno (1.000€).</span>",
    "image": "/img/revolutmetal.png",
    "adlink": "//revolut.ngih.net/c/2025513/584909/9626",
    "link": "https://www.revolut.com/en-DE/legal/metal-fees/"
  },
  {
    "Issuer": "consorsbank Visa Gold",
    "scheme": "visa",
    "yearlyFee": 108,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "Abhebungen direkt vom Girokonto, <span class='text-success'> Rücktritt-, Abbruch- und Gepäckversicherung bei Karteneinsatz, Krankenversicherung, Handyversicherung</span>",
    "image": "/img/consorsbank-visa-gold.webp",
    "link": "https://www.consorsbank.de/ev/Girokonto/-/Girokonto"
  },
  {
    "Issuer": "consorsbank Visa Gold Light",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Abhebungen direkt vom Girokonto, <span class='text-warning'>Keine Versicherungen inklusive</span>",
    "image": "/img/consorsbank-visa-gold.webp",
    "link": "https://www.consorsbank.de/ev/Girokonto/-/Girokonto"
  },
  {
    "Issuer": "American Express Gold",
    "scheme": "amex",
    "yearlyFee": 240,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "<span class='text-success'>Bis zu 200 EUR Startguthaben (80 EUR nach 3.000 EUR + 120 EUR nach weiteren 2.000 EUR Umsatz in 6 Monaten), 1 EUR = 1 MR Punkt</span>; umfangreicher Reiseschutz (u.a. Reiseruecktritt, Reisekomfort bei Flug-/Gepaeckverspaetung, Auslandsreisekrankenversicherung, europaweiter KFZ-Schutzbrief, Verkehrsmittel-Unfallversicherung) sowie bis zu 290 EUR jaehrliches Mobilitaetsguthaben.",
    "image": "/img/amexgold.png",
    "link": "https://www.americanexpress.com/de/kreditkarte/goldcard/"
  },
  {
    "Issuer": "American Express Green",
    "scheme": "amex",
    "yearlyFee": 60,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "40 EUR Startguthaben (bei 2.000 EUR Umsatz in 6 Monaten); <span class='text-success'>1 EUR = 1 MR Punkt</span>, eine Zusatzkarte inklusive, 90-Tage-Rueckgaberecht/Shopping-Schutz.",
    "image": "/img/amexgreen.png",
    "link": "https://www.americanexpress.com/de/kreditkarte/american-express-card/"
  },
  {
    "Issuer": "American Express Blue",
    "scheme": "amex",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "25 EUR Startguthaben (bei 1.200 EUR Umsatz in 6 Monaten); Membership Rewards optional fuer 30 EUR/Jahr (inkl. 5.000 MR Startpunkte), <span class='text-success'>weltweite Verkehrsmittel-Unfallversicherung</span>.",
    "image": "/img/amexblue.png",
    "link": "https://www.americanexpress.com/de/kreditkarte/blue-card/"
  },
  {
    "Issuer": "American Express Payback",
    "scheme": "amex",
    "Label": "<span class='label label-success'><i class='fa fa-thumbs-up'></i> Empfohlen</span>",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": false,
    "miles": true,
    "notes": "<span class='text-success'>PAYBACK Sammelkarte + Zahlkarte (doppelt punkten bei PAYBACK-Partnern)</span>; Punkte koennen ueber PAYBACK in Miles & More transferiert werden.",
    "image": "/img/amexpayback.png",
    "link": "https://www.americanexpress.com/de/kreditkarte/payback-karte/?linknav=de-amex-cardshop-details-browse-PAYBACKAmericanExpressKarte"
  },
  {
    "Issuer": "American Express BMW Card",
    "scheme": "amex",
    "yearlyFee": 44,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "Aktuell 22 EUR Startguthaben (bei 600 EUR Umsatz in 2 Monaten); <span class='text-success'>1 EUR = 1 MR Punkt, 1% Gutschrift auf Tank- und E-Lade-Umsaetze ohne Limit sowie Fahrzeug-Schutzbrief</span> fuer Antraege seit 07.05.2025.",
    "link": "https://www.americanexpress.com/de/kreditkarte/bmw-card/",
    "image": "/img/amexbmw.png"
  },
  {
    "Issuer": "American Express Platinum",
    "scheme": "amex",
    "yearlyFee": 720,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "secure": true,
    "applepay": true,
    "googlepay": true,
    "charge": "charge",
    "fees_atm_de": "4%, mind 5EUR",
    "fees_atm_eur": "4%, mind 5EUR",
    "fees_atm_foreign": "4%, mind 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2 %",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "<span class='text-success'>Bis zu 340 EUR Startguthaben (160 EUR nach 6.000 EUR + 180 EUR nach weiteren 4.000 EUR Umsatz in 6 Monaten), 1 EUR = 1 MR Punkt</span>; umfangreicher Reiseschutz (u.a. Auslandsreisekranken-, Reiseruecktritts-, Reisegepaeck-, Reise-Privathaftpflicht- und Reise-Unfallversicherung), Zugang zu ueber 1.550 Lounges, 200 EUR Online-Reiseguthaben, 200 EUR SIXT-ride Guthaben, 150 EUR Restaurantguthaben und 100 EUR LODENFREY-Shoppingguthaben pro Jahr.",
    "image": "/img/amexplatinum.png",
    "link": "https://www.americanexpress.com/de/kreditkarte/platinum-card/?linknav=de-amex-cardshop-details-browse-PlatinumCard"
  },
  {
    "Issuer": "Santander BestCard Basic (früher 1plus Visa) Card",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": false,
    "offlinetrx": true,
    "applepay": false,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1.5%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.5%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Manueller Ausgleich per Ueberweisung notwendig.",
    "image": "/img/santander.png",
    "link": "https://www.santander.de/privatkunden/konten-karten/karten/#panel2_190597b"
  },
  {
    "Issuer": "comdirect Visa Credit",
    "scheme": "visa",
    "yearlyFee": 22.8,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "4.90€",
    "fees_atm_eur": "4.90€",
    "fees_atm_foreign": "4.90€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Abrechnung kalendermonatlich, <span class='text-warning'>Abhebungen erst ab 50 EUR</span>; girocard ist zusaetzlich auf Wunsch fuer 1 EUR/Monat buchbar. Reise-Sorglos-Paket nur im Girokonto Plus.",
    "link": "https://www.comdirect.de/konto/girokonto.html",
    "image": "/img/comdirect-credit.svg"
  },
  {
    "Issuer": "comdirect Visa Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.75%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "girocard ist zusaetzlich auf Wunsch fuer 1 EUR/Monat buchbar. Reise-Sorglos-Paket nur im Girokonto Plus.",
    "link": "https://www.comdirect.de/konto/girokonto.html",
    "image": "/img/comdirect-debit.svg"
  },
  {
    "Issuer": "Commerzbank Mastercard Debit",
    "scheme": "mastercard",
    "yearlyFee": 42,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "1,95% mind. 5,98 EUR (+ ggf. Betreiberentgelt)",
    "fees_atm_eur": "1,95% mind. 5,98 EUR (+ ggf. Betreiberentgelt)",
    "fees_atm_foreign": "1,95% mind. 5,98 EUR + 1,50% Auslandseinsatzentgelt (+ ggf. Betreiberentgelt)",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,50% Auslandseinsatzentgelt (+ 0,59% Waehrungsumrechnung bei EWR-Nicht-EUR)",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Direkte Abbuchung vom Girokonto. Keine Reiseversicherung inklusive.",
    "link": "https://www.commerzbank.de/privatkunden/girokonten/girokonto-eroeffnen/",
    "image": "/img/commerzbank-mastercard-debit.png"
  },
  {
    "Issuer": "Commerzbank ClassicKreditkarte",
    "scheme": "mastercard",
    "yearlyFee": 39.9,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "1,95% mind. 5,98 EUR",
    "fees_atm_eur": "1,95% mind. 5,98 EUR",
    "fees_atm_foreign": "1,95% mind. 5,98 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Weltweite Akzeptanz; kein Reiseversicherungspaket inklusive.",
    "link": "https://www.commerzbank.de/konten-zahlungsverkehr/produkte/kreditkarten/classic-kreditkarte/",
    "image": "/img/commerzbank-classic-kreditkarte.png"
  },
  {
    "Issuer": "Commerzbank GoldKreditkarte",
    "scheme": "mastercard",
    "yearlyFee": 99.9,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "1,95% mind. 5,98 EUR",
    "fees_atm_eur": "1,95% mind. 5,98 EUR",
    "fees_atm_foreign": "1,95% mind. 5,98 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75%",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reise-Sorglos-Paket mit u.a. Auslandsreisekranken- und Reiseruecktrittsschutz</span>.",
    "link": "https://www.commerzbank.de/privatkunden/kreditkarten/gold-kreditkarte/",
    "image": "/img/commerzbank-gold-kreditkarte.png"
  },
  {
    "Issuer": "HypoVereinsbank MasterCard",
    "scheme": "mastercard",
    "yearlyFee": 30,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": false,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "2%, mind. 5EUR an Nicht-HVB",
    "fees_atm_eur": "2%, mind. 5EUR",
    "fees_atm_foreign": "2%, mind. 5EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75 %",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Abrechnung deferred debit.",
    "link": "https://www.hypovereinsbank.de/hvb/privatkunden/karten/mastercard",
    "image": "/img/hvb.jpg"
  },
  {
    "Issuer": "HypoVereinsbank Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": false,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "2.50€ an Nicht-HVB",
    "fees_atm_eur": "2.50€ an Nicht-Unicredit",
    "fees_atm_foreign": "2.50€ an Nicht-Unicredit",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75 %",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Abrechnung deferred debit, CO2-Kompensation fuer Online-Einkaeufe.",
    "link": "https://www.hypovereinsbank.de/hvb/privatkunden/karten/visadebit",
    "image": "/img/hvb-debit.jpg"
  },
  {
    "Issuer": "Advanzia Mastercard Gold",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Teilzahlung zu effektiv 24,39% p.A. möglich, <span class='text-warning'>Abhebungen sind nicht ganz kostenlos, sie werden sofort mit höherem Zinssatz verzinst</span>, einige Cobrands mit Lastschrift",
    "image": "img/advanzia.png",
    "adlink": "//financeads.net/tc.php?t=39323C13814262B",
    "link": "https://www.gebuhrenfrei.com/Home/"
  },
  {
    "Issuer": "ING Visa Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1,99 %",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,99 %",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Girocard als Zusatzkarte, <span class='text-warning'>Abhebungen in EUR erst ab 50 EUR</span>.",
    "link": "https://www.ing.de/girokonto/",
    "image": "/img/ing.jpg"
  },
  {
    "Issuer": "DKB Visa Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": false,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "2.2% im Ausland, wenn nicht mindestens 700EUR/Monat Eingang, Wunschpin, <span class='text-warning'>Abhebungen erst ab 50€</span>",
    "image": "/img/dkb_debit.png",
    "link": "https://dkb.de"
  },
  {
    "Issuer": "DKB Visa Credit",
    "scheme": "visa",
    "yearlyFee": "29.88",
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "2.2% im Ausland, wenn nicht mindestens 700EUR/Monat Eingang, Abrechnung monatlich deferred debit, <span class='text-warning'>Abhebungen erst ab 50€</span>",
    "image": "/img/dkb_credit.jpg",
    "link": "https://dkb.de"
  },
  {
    "Issuer": "Advanzia Hilton Honors",
    "scheme": "mastercard",
    "yearlyFee": 72,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": false,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "cashAdvanceApr": 24.69,
    "cashAdvanceImmediate": true,
    "pinfirst": true,
    "insurance": false,
    "miles": true,
    "notes": "Sofortiger Gold-Status und Schnellweg zum Diamant-Status, 1 EUR Einkauf = 1 Hilton Honors Punkt, 1 EUR in einem Hilton Hotel = 2 Hilton Honors Punkte, ab 40.000 EUR Jahresumsatz Diamond. <span class='text-warning'>Bargeldabhebungen werden sofort mit 24,69% p.a. verzinst.</span>",
    "image": "/img/advanzia-hilton.png",
    "link": "https://www.hiltonhonorscreditcard.de/"
  },
  {
    "Issuer": "Monese Simple Debit MasterCard",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": "1€",
    "fees_atm_eur": "1€",
    "fees_atm_foreign": "1€ + 2% (mind. 2€)",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2% (mind. 2€)",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Physische Karte 4,95 EUR einmalig; mit hoeheren Tarifen leicht bessere Konditionen.",
    "link": "https://monese.com/eu/features/debit-card",
    "image": "/img/monesesimple.png"
  },
  {
    "Issuer": "Consorsfinanz EC Debit MasterCard",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": false,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Teilzahlung standardmaessig voreingestellt; kostenlose Bargeldabhebungen erst ab 300 EUR.",
    "image": "/img/consorsfinanz.jpg",
    "link": "https://www.consorsfinanz.de/karten-kredit/karten/mastercard/"
  },
  {
    "Issuer": "Targobank Visa Online Classic",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "contactless": true,
    "applepay": true,
    "googlepay": false,
    "secure": false,
    "charge": "credit",
    "fees_atm_de": "3.5% mind. 5,95€",
    "fees_atm_eur": "3.5% mind. 5,95€",
    "fees_atm_foreign": "3.5% mind. 5,95€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.85%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "ATM unter speziellen Bedingungen kostenfrei",
    "image": "/img/targobank_classic.png",
    "link": "https://www.targobank.de/de/konto-karten/kreditkarte-classic.html"
  },
  {
    "Issuer": "Girokonto Klassik 1822direkt",
    "scheme": "visa",
    "yearlyFee": "29.90",
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.75%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Girocard als Zusatzkarte; in Deutschland 6 kostenlose Abhebungen bei Sparkassen.",
    "adlink": "//financeads.net/tc.php?t=39323C10710165T",
    "link": "https://www.1822direkt.de/girokonto/",
    "image": "/img/1822direkt.jpg"
  },
  {
    "Issuer": "bunq Pro",
    "scheme": "mastercard",
    "yearlyFee": 119.88,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_atm_eur": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_atm_foreign": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "0.5%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "",
    "image": "/img/bunqmc.png",
    "adlink": "//financeads.net/tc.php?t=39323C315658608T",
    "link": "https://www.bunq.com/plans"
  },
  {
    "Issuer": "bunq Elite",
    "scheme": "mastercard",
    "yearlyFee": 227.88,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_atm_eur": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_atm_foreign": "0€ für erste 6, 0.99€ für 7-11, danach 2.99€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Travel Insurance inklusive</span>.",
    "image": "/img/bunqtravel.png",
    "link": "https://www.bunq.com/plans/elite"
  },
  {
    "Issuer": "bunq Core",
    "scheme": "mastercard",
    "yearlyFee": 47.88,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0.99€ für erste 5, dann 2.99€",
    "fees_atm_eur": "0.99€ für erste 5, dann 2.99€",
    "fees_atm_foreign": "0.99€ für erste 5, dann 2.99€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "0.5%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "",
    "image": "/img/bunqmc.png",
    "adlink": "//financeads.net/tc.php?t=39323C315658614T",
    "link": "https://www.bunq.com/plans"
  },
  {
    "Issuer": "Deutsche Bank Card Plus",
    "scheme": "mastercard",
    "yearlyFee": 18,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "1% + 0,50% Waehrungsumrechnungsentgelt",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1% + 0,50% Waehrungsumrechnungsentgelt",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Debitkarte zum Deutsche-Bank-Konto.",
    "link": "https://www.deutsche-bank.de/pk/konto-und-karte/karten-im-ueberblick/deutsche-bank-card-plus.html",
    "image": "/img/db-plus.png"
  },
  {
    "Issuer": "Deutsche Bank Mastercard Standard",
    "scheme": "mastercard",
    "yearlyFee": 39,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_eur": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_foreign": "2,50% mind. 5,75 EUR + 1,75% mind. 1,50 EUR + 0,50% Waehrungsumrechnungsentgelt",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75% mind. 1,50 EUR + 0,50% Waehrungsumrechnungsentgelt",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Monatliche Abrechnung; kein Reiseversicherungspaket inklusive.",
    "link": "https://www.deutsche-bank.de/pk/konto-und-karte/karten-im-ueberblick/karten-im-vergleich.html",
    "image": "/img/db-plus.png"
  },
  {
    "Issuer": "Deutsche Bank Mastercard Gold",
    "scheme": "mastercard",
    "yearlyFee": 82,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_eur": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_foreign": "2,50% mind. 5,75 EUR + 1,75% mind. 1,50 EUR + 0,50% Waehrungsumrechnungsentgelt",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,75% mind. 1,50 EUR + 0,50% Waehrungsumrechnungsentgelt",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiseservice mit 6% Rueckverguetung und Auslandsreisekrankenversicherung (auch fuer mitreisende Angehoerige bei Karteneinsatz)</span>.",
    "link": "https://www.deutsche-bank.de/pk/konto-und-karte/karten-im-ueberblick/karten-im-vergleich.html",
    "image": "/img/dbtravel.jpeg"
  },
  {
    "Issuer": "Deutsche Bank Mastercard Travel",
    "scheme": "mastercard",
    "yearlyFee": 94,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_eur": "2,50% mind. 5,75 EUR (am Schalter 3,00% mind. 5,75 EUR)",
    "fees_atm_foreign": "2,50% mind. 5,75 EUR + 0,50% Waehrungsumrechnungsentgelt",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "0,50% Waehrungsumrechnungsentgelt",
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiseversicherungspaket mit Auslandsreisekranken-, Reiseruecktritts- und Reisegepaeckschutz (bei entsprechender Zahlung mit Karte)</span>; zusaetzlich Reiseservice mit 6% Rueckverguetung.",
    "image": "/img/db-travel.png",
    "link": "https://www.deutsche-bank.de/pk/konto-und-karte/karten-im-ueberblick/mastercard-travel.html"
  },
  {
    "Issuer": "TF Bank MasterCard Gold",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": false,
    "googlepay": true,
    "contactless": false,
    "secure": false,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "cashAdvanceImmediate": true,
    "image": "/img/tfgold.png",
    "notes": "<span class='text-success'>Reiseversicherungspaket inkl. Reiseruecktritts-, Reiseunfall- und Auslandsreisekrankenversicherung (bei mind. 50% Reisezahlung mit Karte)</span>; Sollzins 22,35% p.a. (effektiv 24,79% p.a.), Bargeldabhebungen werden ab Buchungstag verzinst.",
    "adlink": "//financeads.net/tc.php?t=39323C213342473B",
    "link": "https://tfbank.de/mastercard-gold"
  },
  {
    "Issuer": "Wise Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": "0.4%+",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "0.4%+",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Kartenausstellung 6 EUR.",
    "image": "/img/wise.png",
    "adlink": "//transferwise.prf.hn/l/K3jbBaz",
    "link": "https://wise.com/gb/borderless/card"
  },
  {
    "Issuer": "Klarna Card",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": false,
    "charge": "charge",
    "fees_atm_de": "Nicht möglich",
    "fees_atm_eur": "Nicht möglich",
    "fees_atm_foreign": "Nicht möglich",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Keine ATM-Nutzung möglich, Ausgleich per Lastschrift oder auf Rechnung, dynamisch in der App einstellbar",
    "image": "/img/klarna.jpg",
    "link": "https://www.klarna.com/de/card/"
  },
  {
    "Issuer": "Klarna Konto",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": false,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Visa-Kurse.",
    "image": "/img/klarna.jpg",
    "link": "https://www.klarna.com/de/bankkonto/"
  },
  {
    "Issuer": "VimPAY",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": false,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": false,
    "charge": "prepaid",
    "fees_atm_de": "5€",
    "fees_atm_eur": "5€",
    "fees_atm_foreign": "5€",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Ohne deutsches Konto mit HBCI eingschränkt nutzbar, mehrere Prepaid-Konten, Kartenausgabe 15€, Prepaid",
    "image": "/img/vimpay.png",
    "link": "https://www.vimpay.de/"
  },
  {
    "Issuer": "Fitbit Visa",
    "scheme": "visa",
    "yearlyFee": 24,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": "3%, mind. 3€",
    "fees_atm_eur": "3%, mind. 3€",
    "fees_atm_foreign": "3%, mind. 3€ + 1.75%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.75%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "In Fitbit Pay nutzbar, Informationen zu PIN und Online-Fähigkeit unsicher",
    "image": "/img/fitbit.png",
    "link": "https://www.kartenantrag.de/cgi-bin/WebObjects/LBBW-Card.woa/wa?path=/WhiteLabel/fitbit#stay"
  },
  {
    "Issuer": "Tomorrow Now",
    "scheme": "visa",
    "yearlyFee": 36,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "2€",
    "fees_atm_eur": "2€",
    "fees_atm_foreign": "2%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Regenwaldschutz mit jeder Kartenzahlung, 1 Pocket, Plastikkarte, Visa und VPay-Karte.",
    "legalnotes": "Vereinzelt kann es vorkommen, dass Geldautomatenbetreiber Gebühren erheben, auf die Tomorrow keinen Einfluss hat",
    "adlink": "//financeads.net/tc.php?t=39323C313858156T",
    "link": "https://www.tomorrow.one/de-de/",
    "image": "/img/tomorrow.png"
  },
  {
    "Issuer": "Tomorrow Change",
    "scheme": "visa",
    "yearlyFee": 87,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "5 Pockets, Gemeinschaftskonto moeglich, Plastikkarte, Visa und VPay-Karte.",
    "legalnotes": "Vereinzelt kann es vorkommen, dass Geldautomatenbetreiber Gebühren erheben, auf die Tomorrow keinen Einfluss hat",
    "adlink": "//financeads.net/tc.php?t=39323C313858156T",
    "link": "https://www.tomorrow.one/de-de/",
    "image": "/img/tomorrow.png"
  },
  {
    "Issuer": "Tomorrow Zero",
    "scheme": "visa",
    "yearlyFee": 187,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "unbegrenzt Pockets, Regenwaldschutz mit jeder Kartenzahlung",
    "legalnotes": "Vereinzelt kann es vorkommen, dass Geldautomatenbetreiber Gebühren erheben, auf die Tomorrow keinen Einfluss hat",
    "adlink": "//financeads.net/tc.php?t=39323C313858156T",
    "link": "https://www.tomorrow.one/de-de/",
    "image": "/img/tomorrow.png"
  },
  {
    "Issuer": "Vivid Standard",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0 EUR bis 200 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_eur": "0 EUR bis 200 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_foreign": "0 EUR bis 200 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Standard-Konto kostenlos bei mindestens einer Kartentransaktion im Monat oder ueber 1.000 EUR Gesamtguthaben am Monatsende.",
    "legalnotes": "Bei inaktiven Vivid Standard Konten kann eine Kontofuehrungsgebuehr von 3,90 EUR pro Monat anfallen. Bargeldabhebungen zaehlen nicht als Kartentransaktion.",
    "link": "https://vivid.money/en-eu/",
    "image": "/img/vivid.png"
  },
  {
    "Issuer": "Vivid Plus",
    "scheme": "visa",
    "yearlyFee": 82.8,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0 EUR bis 500 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_eur": "0 EUR bis 500 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_foreign": "0 EUR bis 500 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Enthaelt 6 Vivid Accounts/Pockets und Kartenmaintenance fuer die erste Karte.",
    "link": "https://vivid.money/en-eu/",
    "image": "/img/vivid.png"
  },
  {
    "Issuer": "Vivid Prime",
    "scheme": "visa",
    "yearlyFee": 118.8,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0 EUR bis 1.000 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_eur": "0 EUR bis 1.000 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_atm_foreign": "0 EUR bis 1.000 EUR/Monat ab 50 EUR Abhebung, sonst 3% mind. 1 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Enthaelt 15 Vivid Accounts/Pockets, Kartenmaintenance fuer die erste Karte und Ausgabe der ersten virtuellen Karte. 1.000 EUR kostenlose Top-ups pro Monat von EWR Debit Consumer Cards.",
    "legalnotes": "Gambling and Cash Equivalent Fee: 3%.",
    "link": "https://vivid.money/en-eu/",
    "image": "/img/vivid.png"
  },
  {
    "Issuer": "Openbank Girokonto",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0 EUR ab 100 EUR (Santander Group immer kostenlos), sonst 2 EUR",
    "fees_atm_eur": "0 EUR ab 100 EUR (Santander Group immer kostenlos), sonst 2 EUR",
    "fees_atm_foreign": "0 EUR ab 100 EUR (Santander Group immer kostenlos), sonst 2 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "ExtraBenefits standardmaessig aktiviert; <span class='text-success'>inkl. Reiseversicherung</span>.",
    "link": "https://www.openbank.de/girokonto",
    "image": "/img/openbank-girokonto.png"
  },
  {
    "Issuer": "Miles & More Blue Credit Card",
    "scheme": "mastercard",
    "yearlyFee": 66,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "2%, mind. 5EUR",
    "fees_atm_eur": "2%, mind. 5EUR",
    "fees_atm_foreign": "2%, mind. 5EUR + 1.95% AEE",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.95%",
    "pinfirst": true,
    "insurance": false,
    "miles": true,
    "notes": "<span class='text-success'>1 Meile pro 2 Euro Umsatz</span>, herausgegeben von der Deutschen Bank AG, Teilzahlung auf Antrag, kein inkludiertes Reiseversicherungspaket, unbefristeter Meilenschutz.",
    "adlink": "//financeads.net/tc.php?t=39323C54524631T",
    "link": "https://www.miles-and-more-kreditkarte.com/privatkunden/miles-and-more-blue-credit-card",
    "image": "img/miles-more-blue.png"
  },
  {
    "Issuer": "Miles & More Gold Credit Card",
    "scheme": "mastercard",
    "yearlyFee": 138,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "2%, mind. 5EUR",
    "fees_atm_eur": "2%, mind. 5EUR",
    "fees_atm_foreign": "2%, mind. 5EUR + 1.95% AEE",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1.95%",
    "pinfirst": true,
    "insurance": true,
    "miles": true,
    "notes": "<span class='text-success'>1 Meile pro 2 Euro Umsatz, Reiseversicherungspaket</span>, herausgegeben von der Deutschen Bank AG, Teilzahlung auf Antrag, 3x1GB Flexiroam Datenvolumen.",
    "adlink": "//financeads.net/tc.php?t=39323C54524632T",
    "link": "https://www.miles-and-more-kreditkarte.com/privatkunden/miles-and-more-gold-credit-card",
    "image": "img/miles-more-gold.png"
  },
  {
    "Issuer": "Miles & More MyFlex Credit Card",
    "scheme": "mastercard",
    "yearlyFee": 50,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": "2%, mind. 5 EUR",
    "fees_atm_eur": "2%, mind. 5 EUR",
    "fees_atm_foreign": "2%, mind. 5 EUR + 1,95% Auslandseinsatzentgelt",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "1,95%",
    "pinfirst": true,
    "insurance": false,
    "miles": true,
    "notes": "Seit 01.10.2025 herausgegeben von der Deutschen Bank AG. Teilzahlung mit Mindesttilgung (mind. 10% bzw. 50 EUR); gebundener Sollzins 22,90% p.a. (effektiv 24,69% p.a.).",
    "link": "https://www.miles-and-more-kreditkarte.com/de/privatkunden/kreditkarten/miles-and-more-myflex-credit-card.html",
    "image": "img/miles-more-myflex.png"
  },
  {
    "Issuer": "Sparda Hessen Mastercard Platinum",
    "scheme": "mastercard",
    "yearlyFee": 99,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": false,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "charge",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>Reiserücktritt-, Reisekranken und weitere Versicherungen ohne Karteneinsatz</span>, für Neukunden Priority Pass mit Gebühren pro Eintritt",
    "link": "https://www.sparda-hessen.de/kreditkarte-und-bankkarte-uebersicht-spardamastercard-mastercard-platinum/",
    "image": "/img/spardahessen.jpg"
  },
  {
    "Issuer": "Payback Visa Flex",
    "scheme": "visa",
    "yearlyFee": 29,
    "withChecking": false,
    "offlinepin": false,
    "offlinetrx": false,
    "applepay": false,
    "googlepay": false,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": true,
    "notes": "<span class='text-success'>1 Payback-Punkt pro 5€</span>, nur Online-PIN",
    "link": "https://www.payback.de/info/visa",
    "image": "/img/payback-visa-flex.webp"
  },
  {
    "Issuer": "payzy Visa Debit",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "3€ + Automatengebühr",
    "fees_atm_eur": "3€ + Automatengebühr",
    "fees_atm_foreign": "3€ + Automatengebühr",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2.5%",
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Virtuelle Karte kostenlos, physische Karte optional; 1% Cashback, SEPA-Ueberweisung 0,50 EUR, SEPA-Echtzeitueberweisung 1 EUR.",
    "link": "https://www.payzy.de/",
    "image": "/img/payzy-visa-debit.svg"
  },
  {
    "Issuer": "C24 Smart",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "",
    "link": "https://www.c24.de/smart",
    "image": "/img/c24_smart.png"
  },
  {
    "Issuer": "C24 Plus",
    "scheme": "mastercard",
    "yearlyFee": 70.8,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>ARAG Konto- und Kaeuferschutz Plus</span>.",
    "link": "https://www.c24.de/plus",
    "image": "/img/c24_plus.png"
  },
  {
    "Issuer": "C24 Max",
    "scheme": "mastercard",
    "yearlyFee": 118.8,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "notes": "<span class='text-success'>ARAG Konto- und Kaeuferschutz Plus</span>, zusaetzlich CHECK24 Reise GoldClub.",
    "link": "https://www.c24.de/max",
    "image": "/img/c24_max.png"
  },
  {
    "Issuer": "Bank Norwegian",
    "scheme": "visa",
    "Label": "<span class='label label-success'><i class='fa fa-thumbs-up'></i> Empfohlen</span>",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": true,
    "charge": "credit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": true,
    "miles": false,
    "cashAdvanceImmediate": true,
    "notes": "<span class='text-success'>Lastschrifteinzug einstellbar, gute Reiseversicherungen inklusive</span>. <span class='text-warning'>Bargeldabhebungen werden sofort verzinst.</span>",
    "link": "https://www.banknorwegian.de/kreditkarte/",
    "image": "/img/banknorwegian.svg"
  },
  {
    "Issuer": "Instabank",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": false,
    "offlinetrx": false,
    "applepay": true,
    "googlepay": true,
    "contactless": true,
    "secure": "null",
    "charge": "credit",
    "fees_atm_de": "2%",
    "fees_atm_eur": "2%",
    "fees_atm_foreign": "2%",
    "fees_pos_eur": 0,
    "fees_pos_foreign": "2,49%",
    "cashAdvanceApr": 20.63,
    "cashAdvanceImmediate": true,
    "interestApr": 18.9,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Keine zinsfreien Tage. Ueberweisung von der Kreditkarte 2% (max. 50 EUR pro Ueberweisung). <span class='text-warning'>Effektiver Jahreszins bei sofortiger Verzinsung: 20,63%</span>.",
    "link": "https://instabank.de/kreditkarte",
    "image": "/img/instabank.jpg"
  },
  {
    "Issuer": "Trade Republic Card",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "0 EUR ab 100 EUR, sonst 1 EUR",
    "fees_atm_eur": "0 EUR ab 100 EUR, sonst 1 EUR",
    "fees_atm_foreign": "0 EUR ab 100 EUR, sonst 1 EUR",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "<span class='text-success'>1% Saveback in einen Sparplan, keine Fremdwährungsgebühr.</span> ATM-Abhebungen ab 100 EUR kostenlos, darunter 1 EUR; Geldautomatenbetreiber können eigene Gebühren erheben.",
    "image": "/img/trade-republic.svg",
    "link": "https://traderepublic.com/de-de/card"
  },
  {
    "Issuer": "Trading 212 Card",
    "scheme": "visa",
    "yearlyFee": 0,
    "withChecking": false,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": 0,
    "fees_atm_eur": 0,
    "fees_atm_foreign": 0,
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "<span class='text-success'>2% Cashback Promotion (bis 15€/Monat)</span>, danach 0,5%. Physische Karte 4,95€ einmalig. ATM bis 400€/Monat frei, danach 1%.",
    "image": "img/trading212.png",
    "link": "https://www.trading212.com/de/cards"
  },
  {
    "Issuer": "BBVA Debit",
    "scheme": "mastercard",
    "yearlyFee": 0,
    "withChecking": true,
    "offlinepin": true,
    "offlinetrx": true,
    "contactless": true,
    "applepay": true,
    "googlepay": true,
    "secure": true,
    "charge": "debit",
    "fees_atm_de": "2€, ab 150€ kostenlos",
    "fees_atm_eur": "2€, ab 150€ kostenlos",
    "fees_atm_foreign": "2€, BBVA Spanien kostenlos",
    "fees_pos_eur": 0,
    "fees_pos_foreign": 0,
    "pinfirst": true,
    "insurance": false,
    "miles": false,
    "notes": "Girokonto erforderlich. <span class='text-success'>Keine Auslandseinsatzgebuehr</span>. 2€ bei unter 150€ ATM, ab 150€ kostenlos in EUR-Zone. Unlimited bei BBVA Spanien.",
    "image": "/img/bbva-debit.svg",
    "link": "https://www.bbva.de/privat/produkte/karten/debitkarte.html"
  }
]